How Much Microsoft 365 Costs in Canada

Reviewed 9 September 2026. These are CAD per-user monthly rates before tax. The first column is the monthly equivalent of an annual subscription paid yearly; the second is a monthly subscription. These base plans do not include the separately priced Microsoft 365 Copilot Business bundle.

Basic covers business email and web/mobile productivity; Standard adds desktop apps. Apps for business is an apps-and-storage option, not hosted business email. Premium adds management and security capabilities. For feature limits rather than prices, use our Business Premium features and limits guide.

Microsoft reserves the right to enforce a tenant limit of 300 provisioned licences across its Business-plan family. Check the current terms before combining plans or expanding. Do not interpret the limit as 300 extra seats for each Business plan.

Compare the exact SKU. The base no-Teams options have these published CAD rates, checked 9 September 2026:

Sources are the linked Basic, Standard and Premium product pages above. Compare any separate meeting, calling or collaboration subscriptions before choosing. A lower licence price is not automatically a lower total operating cost.

Base Standard and Premium plans remain available. A featured Copilot bundle is a different purchase, not evidence that every Standard or Premium licence now includes paid Copilot. Microsoft's Canadian comparison page displayed the following bundle offers on 9 September 2026.

Confirm offer eligibility, commitment, renewal and the exact included product before ordering. A monthly bundle price is not inferred by multiplying the annual rate. The quoted base-plan rates and bundle offers must not be mixed in one comparison.

Enterprise plans also matter when specific controls or capabilities are required, not just when headcount grows. Microsoft 365 E3, E5 and E7 are separate SKUs; Office 365 E3 is not the same product as Microsoft 365 E3. Check the current Canadian enterprise comparison for the selected edition, Teams option and commitment.

Do not assume an E3 label reproduces every Premium protection or that an E5 label supplies every calling or AI requirement. Record required entitlements and proposed add-ons before comparing totals. The table below preserves a list-price baseline; your actual purchasing configuration still needs confirmation.

Microsoft 365 Personal, Family and consumer Premium are different offers from Microsoft 365 Business Premium. Use Microsoft's personal and family comparison for current household pricing and terms. Do not compare their sticker price with a business plan as though account management, hosted email and service entitlements were identical.

For business procurement, verify the actual usage rights, account ownership and administrative needs. Do not assume a consumer plan provides the organization's required controls or a departing employee's data-handoff process.

Illustrative licence-only calculations: annual rate above × users × 12, with Teams and no paid Copilot bundle. Taxes, migration, support and other services are excluded. These are arithmetic examples, not customer results or North Star quotes.

For 25 users, Standard with Copilot at $31.90 totals $9,570 yearly; Premium with Copilot at $43.40 totals $13,020. Compare those with $5,700 and $8,940 for the corresponding base plans, not with an older or differently billed SKU.

Separate commitment length from billing frequency. For the base rates above, the monthly subscription is 20% higher than the annual-paid-yearly rate; the annual option is about 16.7% lower than the monthly rate. That is not a universal claim about all Microsoft offers. Annual commitment billed monthly can have different terms and pricing: verify the quote.

Licences can be selected by role, subject to entitlements and plan limits. A hypothetical six Premium plus four Basic users, with Teams at the listed annual rates, total $2,601.60 yearly. All ten on base Premium total $3,576. The $974.40 difference is only a licence calculation, not a recommendation to remove needed controls.

Budget separately for migration, implementation, administration, recovery, training, integrations and additional products. Define recovery objectives and test whether the selected retention and backup arrangements meet them. A licence purchase alone does not prove recoverability.

For implementation rather than licence research, see Microsoft 365 administration and support and Microsoft 365 migration services.

Compare a base subscription, a Copilot bundle and an eligible subscription with a separate Copilot add-on as distinct purchasing configurations. Use the official Copilot pricing and eligibility page; do not assume an add-on is equivalent to a free chat experience or lacks in-app features.

Check who needs the paid capabilities, which applications and data they will use, what prerequisites apply and how permissions are governed. Copilot Chat availability does not mean every paid Copilot feature is included. Our Copilot business guide addresses use cases; this page separates the purchasing options.

On 9 September 2026, the Copilot page displayed a Copilot Business offer starting at $24.43 per user per month paid yearly, against a displayed $28.50 reference price. Eligibility and offer terms apply. The enterprise comparison lists Microsoft 365 Copilot at $40.70 per user per month paid yearly for an eligible subscription, and identifies it as included in E7. Do not add an already-included product a second time.

Trials, free personal web apps and qualifying nonprofit or education offers have different eligibility and entitlements. Check Microsoft's current offer terms rather than assuming every organization qualifies or that a trial can be used indefinitely without billing.

Public list prices are a comparison baseline, not proof that every reseller charges the same amount. Promotions, eligibility, commitment and channel quotes can differ. Ask for the exact SKU, currency, taxes, offer expiry and renewal amount in writing. North Star does not promise a licence discount or a specific saving. If Google Workspace is also under consideration, compare its current Canadian plans in the Google Workspace pricing guide rather than mixing plan names or currencies.